lets stop the financial crisis

In my opinion I think that we should set some strikter rules for banks For example:one of the rulels that i think should be made is that someone with a lower credit score of 450 should not be leant more than 1,000 pounds .So that the money has less chance of not coming back .Hopefully this will stop the financial crisis from ever happining again .And so that someone giving money is not preventing someone els from getting money.

Another reason is that if the goverment had to step in if a bank had less than 1000000 pounds.Then that will also prevent bthe bancks from becoming banrupt .So that the people who work at the bank dont loose there job and may even loose there house. And also the the people who have there money in the banks dont get that taken away from them .

Do you want this crisis to happen again?