Don’t lend money to people who can’t pay it back because if they can’t pay it back then you begin to loose money yourself until you have no money at all and then you probably can’t survive because you won’t be able to pay your water bills and you won’t be able to pay for your food then, you will have to borrow money and then they loose money to the point they don’t have any money and then the same thing will happen over and over again that makes a financial crisis.

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