What if there was no banks?

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If there was no banks,we wouldn't be able to buy food,clothes or even a house,That means we would have money all around are house,then if there was a robbery they would take your money and you'd be poor,And when you work you would ethier have to work for hours or you would have to work in the mines to get natural resources like oil and gold,If there were no banks,How would you pay your bills and mortgage?were would you give the money too?If people can't pay,they'd be homeless and everyone would have to live in a council house,Basically,the rich becomes the middle and the middle becomes the poor.That's the answer to "What if there were no banks?"

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