if there were no banks your life would be a threat.firstly is there was no banks all your money would be lying around at your homes which means theres more of a chance to have break ins and that means more people would be in prison/jail. Secondly you wouldent be able to shop on line so people who have special needs and can not walk to the shops they would have a hard time to recive groceries or clothes.
anouther thing that would be had with out banks is that load of people wouldent have good money jobs and that not just at barclays,loyds bank and others but also the bank of england. the more money that gets spent/stolen would become homeless because they will have less money to pay the bill and morgage.you wouldent have any to borrow but then the good thing is that you wouldent owe any money but to be honest is that really a good thing.
banks have had a huge impact on us over the years my parents are signed up with diffrent banks tha each other. withut banks you couldent pay with card so you would always have to have cash which for some people( like me) would forget to bring it then when people ased to pay they might think you are trying to steal somthing.
think about it allages ago at the begining of time they didnt have banks.