Whos fault? And why?

Hi, im digital_armadillo,today ill tell you whose and whys fault of the financial crisis.If you didnt know people around London had to pay 3000 pound tax, before we finsh we have two videos ill like to play for you and heres the first.

Now, many people believed that it was the govements fault, and many belived it was the bankers bosses. Well one of those people almost made this bank brake Britain, now before you start the video, whose fault do you belive it was? (By the way this is Scotland)

Thank you for reading!Hope you learnt something!